Sankalp Nethralaya& Polyclinic

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Answers come from the questions and answers on our website, reviewed by our doctors. This is not an AI chat, and it cannot give medical advice about your eyes.

Popular questions

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    Insurance and payments

    Cashless treatment with many insurers and TPAs. Our front desk handles the paperwork.

    How cashless treatment works

    1. Bring your insurance card and photo ID to your consultation.
    2. If you need surgery, we send a pre-authorisation request to your insurer or TPA.
    3. Once approved, you pay only for items your policy does not cover.

    You can also pay by cash, card, UPI or internet banking.

    What insurance usually covers

    • Cataract surgery, including the lens, within your policy limits
    • Other eye surgeries and procedures that need admission or day care
    • Some policies also cover consultations and tests. Check your policy wording.

    Before your surgery

    • Check any waiting period for cataract surgery in your policy
    • Ask about limits for each eye and for premium lenses
    • Keep your policy number and TPA card handy

    Insurers

    • Aditya Birla Health
    • Bajaj Allianz
    • HDFC Ergo
    • Liberty General

    TPAs

    • Medi Assist
    • Paramount
    • FHPL
    • Health India
    • Vidal Health
    • MD India

    Our network list changes from time to time. Call 080 2258 0466 to confirm your policy before your visit.

    Common questions

    Is cataract surgery covered by insurance?

    Most health insurance policies cover cataract surgery. Some have a waiting period or a limit for each eye, so check your policy or ask us to check for you.

    What should I bring for cashless treatment?

    Your insurance or TPA card, a photo ID such as Aadhaar, and your doctor’s advice for surgery. Our front desk will submit the pre-authorisation request.

    What payment methods do you accept?

    Cash, debit and credit cards, UPI and internet banking.

    Are premium lenses covered by insurance?

    Many policies cover the standard cost of cataract surgery and may cap the amount for the lens. You may pay the difference for a premium lens. We will explain this before surgery.

    Can I get cashless treatment at all three clinics?

    Ask your nearest clinic. Our team will check your insurer or TPA and guide you.

    Book an eye check-up at a clinic near you.